wealth management

Greener Software is Better Software

Faster Software is Greener Software Simply put, when one software product is more efficient than another, it runs faster and takes less time to solve the same problem.  The less time software takes to run, the less power is consumed. By way of illustration, consider the efficiency of a steam ship going from New York [...]

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Financial Software: Heuristics Explained

A Baseball Analogy Imagine you’re the general manager of a Major League ball club.  Your primary job is to construct (and maintain) a team of players  that will win lots of games, while keeping the total player payroll as low as possible.  When considering a hypothetical roster a baseball GM has two primary objectives in [...]

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5 Financial Resolutions for the New Year

Improve your financial health with these financial resolutions: Diversify with non-traditional and non-Wall Street investments.  For example real real estate. Lower your ETF (and mutual fund) expense ratios.  The ETF revolution is constantly competing for your money with an expense-ratio war.  For instance, consider VEA vs EFA. Consider employing a buy-write strategy, either on your [...]

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